5 Dog Breeds That Require Special Insurance Coverage

Dog Breeds : Dog ownership is a rewarding experience that requires responsibility and commitment. Each dog breed has its own set of challenges and rewards, and some breeds are more prone to certain conditions or diseases than others.

You may have your sights set on one type of dog in particular, but you need to make sure that the breed you choose fits into your lifestyle and comes with the appropriate insurance coverage.

According to Pet Insurance Australia, some breeds require special insurance because they have an increased risk of contracting a condition or developing an illness that is particularly expensive to treat.

Consider these 10 dog breeds when deciding which pup you want to add to your home – each comes with their own set of pros and cons.

5 Dog Breeds That Require Special Insurance Coverage 11

German Shepherd

The German Shepherd thrives in a variety of environments, is a loyal companion, and is extremely intelligent. These dogs are often used as police dogs and service dogs due to their gentle temperament, and they are great for families with children.

While they are generally healthy dogs, they are prone to hip dysplasia, elbow dysplasia, eye issues, and heart disease. German Shepherds are also prone to breed-specific health issues such as gastroenteritis and splenic torsion.

German Shepherds require special insurance due to their tendency to develop heart disease, which is among the most expensive health conditions to treat.

Heart disease is the leading cause of death in dogs and can be incredibly expensive to treat. German Shepherds are also prone to eye issues, which are costly to treat as well.

Dog Breeds

Golden Retriever

Golden Retrievers are loving and playful dogs that are great for families with children of all ages. They are often used as therapy or service dogs due to their gentle nature, and they are also used in hunting, tracking, and drug detection.

Golden Retrievers are generally healthy dogs, but they are prone to several conditions and illnesses.

Golden Retrievers require special insurance coverage due to their tendency to develop certain eye issues, which can be costly to treat. They are also prone to joint issues such as osteoarthritis, elbow dysplasia, and hip dysplasia.

Additionally, Golden Retrievers are more likely than other breeds to develop cancer, which requires costly treatment as well.

5 Dog Breeds That Require Special Insurance Coverage 12

Labradors

Labradors are friendly and playful dogs that are great for families with kids. They are generally healthy, but they are prone to a few specific conditions that are costly to treat.

Labradors are prone to joint issues such as elbow dysplasia, hip dysplasia, and osteoarthritis. Additionally, Labradors are more likely than other breeds to develop cancer, eye issues such as cataracts and retinal dysplasia, and ear infections.

Labradors require special insurance coverage due to their tendency to develop joint issues, which are among the most expensive health conditions to treat.

Joint issues can also affect other parts of the body, such as the hips and spine, which can cause long-term complications.

5 Dog Breeds That Require Special Insurance Coverage 13

Poodle

Poodles are spunky, playful dogs that are great for families with kids. They are often used as therapy and service dogs due to their gentle temperament, and they are also used for herding, hunting, and competitive sports.

Poodles are generally healthy dogs but are prone to certain conditions and illnesses. Poodles require special insurance coverage due to their tendency to develop several conditions that are costly to treat.

They are more likely than other breeds to develop hip dysplasia, cataracts, and joint issues such as elbow dysplasia and osteoarthritis.

Poodles are also more likely to develop cancer, which requires costly treatment.

5 Dog Breeds That Require Special Insurance Coverage 14

Boxer

Boxers are affectionate dogs that thrive in families with kids. They are generally healthy dogs, but they are prone to a few specific conditions.

Boxers are more likely than other breeds to develop hip dysplasia, elbow dysplasia, joint issues in the spine, and a heart condition called dilated cardiomyopathy. Boxers are also prone to certain eye issues and ear infections.

5 Dog Breeds That Require Special Insurance Coverage 15

Boxers require special insurance coverage due to their tendency to develop hip dysplasia, which is a common joint condition that is costly to treat. They are also more likely than other breeds to develop joint issues in the spine and heart conditions. 

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